We are a fee-only independent investment advisory firm, which means we are not forced by any parent company to use any of their proprietary products or steer you into investments because they are more profitable for the firm. We craft customized investment portfolios and financial plans based only on the needs of the client. We do not utilize cookie cutter, one size fits all packaged investment portfolios or products. Our process is one of personalization, tailored specifically for you. In our capacity as a fiduciary, we always have your best interest at heart and fully disclose our compensation. While our offices are in Florida and New Jersey, we serve clients throughout the country.